| I.
Cash Transaction |
| Charges
to Seller |
| 1. |
Owner's
Title Insurance (Palm Beach) |
| 2. |
Doc
Stamps on Deed at 70 cents per $100 (Based on
sales price) |
| 3. |
Title
Search Fee |
| 4. |
Real
Estate Broker Commission, if applicable |
| 5. |
Pay-off
Existing Mortgage/Lien(s), if applicable |
| 6. |
Recording
fee for satisfaction of mortgage, if applicable |
| 7. |
Tax
Proration: January 1 to closing date |
| 8. |
Lien
Search |
 |
|
| Charges
to Buyer |
| 1. |
Owner's
Title Insurance (Broward) |
| 2. |
Update/Recertification
Fees |
| 3. |
Recording
Fees |
| 4. |
Inspection
Costs: Roof and termite etc. |
| 5. |
Proration
of maintenance and appliance contracts, if applicable |
| |
|
| II.
Conventional Mortgage |
| Charges
to Seller |
| 1. |
Owner's
Title Insurance (Palm Beach) |
| 2. |
Doc
Stamps on Deed at 70 cents per $100 (Based on
sales price) |
| 3. |
Title
Search Fee |
| 4. |
Real
Estate Broker Commission, if applicable |
| 5. |
Pay-off
Existing Mortgage/Lien(s), if applicable |
| 6. |
Recording
fee for satisfaction of mortgage (if applies) |
| 7. |
Tax
Proration: January 1 to closing date |
| 8. |
Lien
Search |
|
| Charges
to Buyer |
| 1. |
Owner's
Title Insurance (Broward) |
| 2. |
Simultaneous
issue Mortgage Title Insurance (Lenders Policy) |
| 3. |
Update/Recertification
Fees |
| 4. |
Doc
Stamps on mortgage amount at 35 cents per $100 |
| 5. |
Intangible
tax on mortgage amount at 20 cents per $100 mortgage
amount |
| 6. |
Recording
fees |
| 7. |
Escrows:
Homeowners Insurance |
|
-
Taxes: Depending on Month |
|
-
Flood Insurance (if applies) |
|
-
PMI Insurance (if applies) |
| 8. |
One
year Homeowners Insurance Policy |
| 9. |
One
Year Flood and PMI (if applies) |
| 10. |
Bank's
Tax Service and Doc Prep Fees |
| 11. |
Credit
Report Fee |
| 12. |
Inspections
Roof and Termite |
| 13. |
Survey |
| 14. |
ALTA
Endorsements to lender's policy |
| 15. |
Florida
Form 9 (10% of title insurance) |
| 16. |
Appraisal
Fee |
| 17. |
Interest:
Day of closing to end of month |
| 18. |
Proration
of maintenance and appliance contracts (if applicable) |
| |
|
| III.
Cash Mortgage (Assumption) |
| Charges
to Seller |
| 1. |
Owner's
Title Insurance (Palm Beach) |
| 2. |
Doc
Stamps on Deed at 70 cents per $100 (Based on
sales price) |
| 3. |
Title
Search Fee |
| 4. |
Real
Estate Broker Commission |
| 5. |
Transfer
Fee / Assumption Fee (per contract) |
| 6. |
Amount
of mortgage loan being assumed |
| 7. |
Interest
proration on mortgage |
| 8. |
Tax
Proration: January 1 to closing date |
| 9. |
Pay-off
and record satisfaction of any 2nd mortgage, if
applicable |
| 10. |
Lien
Search |
|
|
| Charges
to Buyer |
| 1. |
Owner's
Title Insurance (Broward) |
| 2. |
Update/Recertification
Fees |
| 3. |
Transfer
Fee / Assumption Fee (per contract) |
| 4. |
Escrow
Account Balance of mortgage assumed |
| 5. |
One
year / prepaid homeowners and /or flood insurance
(if applies) |
| 6. |
Proration
of maintenance and/or appliance contract (if applies) |
| 7. |
Survey
(if desired) |
| 8. |
Credit
Report Fee |
| 9. |
Inspection
Costs: Roof and termite etc. |
| 10. |
Recording
Fees |
| 11. |
Doc
stamps on mortgage amount at 35 cents per $100
|
| |
|
| IV.
VA/FHA Mortgage |
| Charges
to Seller |
| 1. |
Owner's
Title Insurance (Palm Beach) |
| 2. |
Doc
Stamps on Deed at 70 cents per $100 (Based on
sales price) |
| 3. |
Title
Search Fee |
| 4. |
Bank
document preparation fee |
| 5. |
Bank
Tax Service Fee |
| 6. |
Discount
Points (if applies/per contract) |
| 7. |
Real
Estate Broker Commission, if applicable |
| 8. |
Tax
Proration: January 1 to closing date |
| 9. |
Pay-off
Existing Mortgage/Lien(s), if applicable |
| 10. |
Recording
fee for satisfaction of mortgage, if applicable |
| 11. |
Lien
Search |
|
|
| Charges
to Buyer |
| 1. |
Owner's
Title Insurance (Broward) |
| 2. |
Simultaneous
issue Mortgage Title Insurance (Lenders Policy) |
| 3. |
Doc
Stamps on mortgage amount at 35 cents per $100 |
| 4. |
Intangible
Tax on mortgage amount at 20 cents per $100 mortgage
amount |
| 5. |
Recording
fees |
| 6. |
One
year Homeowner/Flood Insurance |
| 7. |
Escrows:
Homeowners Insurance, Taxes, Flood Insurance,
PMI Insurance |
| 8. |
VA
Funding Fee |
| 9. |
Origination
Fee |
| 10. |
Interest:
Day of closing to end of month |
| 11. |
Credit
Report Fee |
| 12. |
Appraisal
Fee |
| 13. |
Survey |
| 14. |
ALTA
Endorsements |
| 15. |
Florida
Form 9 (10% of title insurance) |
| 16. |
Update
Recertification Fee - FHA only |
| 17. |
Proration
of maintenance and appliance contracts (if applicable) |
| |
|
